Every person is a conversation — what you sent, when, and why, in one thread. Fair to Fair is instant and free; any Nigerian bank is ₦10 flat.
No more scrolling a flat list wondering which "TRF/NIP/0042" was the rent. Each recipient is a thread — every naira, every note, every date, in order.
Every transfer shows its full breakdown before you confirm: ₦10 fee, stamp duty where the law requires it, total to pay. And if a bank's success rate is poor today, we tell you before you send — not after it bounces.
International transfers join after launch — send and receive USD, GBP, and EUR at the mid-market rate, with the fee stated in naira before you press send. Same thread, same plain receipts.
