Savings

The rate on the label is the rate you get.

Save flexibly, lock it away at up to 18% p.a., or point it at a target. Interest lands every day, and withdrawals follow rules you set yourself.

18%
p.a. on Lock, up to
Daily
interest payout
₦0
fees on savings
Grow
Total saved
₦1,204,000
+₦18,220 interest this year
Lock — 90 days Matures 12 Jan · interest daily ₦800,000 18% p.a.
Target — New rent ₦320,000 of ₦500,000 64%
Save — flexi Withdraw any time · 10% p.a. ₦84,000
$ Dollar vault Hold USD — coming soon $0.00
Home Money Card Grow You
Three ways to save

Pick the rules. We pay the interest.

Save

Flexible. Put in, take out, whenever. 10% p.a., interest paid every day it sits.

Lock

Fixed, 30 to 365 days. Up to 18% p.a. — the longer the lock, the higher the rate. The rate you accept is the rate you're paid.

Target

Name a goal and an amount. Auto-save toward it weekly or monthly; Fair tells you plainly if you're behind.

Dollar vault — hold USD alongside your naira — follows after launch.

The fair part

Interest you can watch land.

Banks pay 0.1% and call it a reward. Fair pays a real rate and shows it accruing daily — to the kobo, on a ledger you can export. Break a Lock early and the cost is stated before you confirm, not buried in clause 14(b).

  • Daily interest ledger, down to the kobo
  • Early-break cost shown up front, in naira
  • Deposits insured by the NDIC
App screenshot — interest ledger
Placeholder. Replace with the daily-interest ledger capture.
November 2026

Start earning from day one.

Days
Hours
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Until doors open · November 1, 2026 · Lagos first, then everywhere